Sharon Fox-Slater

Sharon Fox-Slater

Sharon Fox-Slater is the Managing Director of EBM RentCover, which protects more than 150,000 rental properties across Australia. For more info, visit RentCover.com.au.
  • Photo of Protecting properties this festive season

    Protecting properties this festive season

    For many people, the image of the festive season is one of joy. But sadly, once the last of the Pavlova has been eaten, many landlords and agents will face the harsh reality of what the season can bring for investment properties.  Now, I don’t want to be a party-pooper, but things happen and you…

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  • Photo of The do’s and don’ts of landlord insurance

    The do’s and don’ts of landlord insurance

    When you are in a highly-regulated industry such as real estate, things can change quickly and get complicated. Throw in the complexities of insurance, and we wouldn’t blame you if you started pulling your hair out. START AT THE BEGINNINGTo keep your locks intact, it is a good idea to know your rights and responsibilities…

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  • Photo of Changing environments and insurance: Sharon Fox-Slater

    Changing environments and insurance: Sharon Fox-Slater

    Hotter, wetter, drier… as Australia’s environmental conditions change, the need to better protect investment properties crystallises. EBM RentCover Managing Director Sharon Fox-Slater says having the right insurance can protect landlords from the financial devastation Mother Nature can unleash. Natural disasters killed 10,400 people globally in 2018 and left millions more homeless. In the same year,…

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  • Photo of Top tips for streamlining insurance claims: Sharon Fox-Slater

    Top tips for streamlining insurance claims: Sharon Fox-Slater

    My client has suffered a loss (property damage or loss of rent). What is the first step I should take? First, ask yourself: is the loss even covered?  If you don’t know, that is okay – landlord insurance is complex. If you are unsure, the best thing to do is chat with your insurer about…

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  • Photo of Responding to changes in domestic violence laws

    Responding to changes in domestic violence laws

    The changes to family and domestic violence laws are a welcomed change for Australians who believe in a strong and resilient justice system. While the amendments are designed to better respond to those suffering abuse, they also affect landlords and property professionals who own and manage rental properties. Previously, rental laws have restricted tenants affected…

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  • Photo of Now is the time for that annual insurance review: Sharon Fox-Slater

    Now is the time for that annual insurance review: Sharon Fox-Slater

    A new financial year has dawned and chances are you're busy setting some fresh business goals while gathering all your paperwork for your tax agent. While reviewing the insurances on your RE business might not be at the top of your list, now just might be the best time to do so. Many small business…

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  • Photo of What to do if a tenant dies: Sharon Fox Slater

    What to do if a tenant dies: Sharon Fox Slater

    It’s a situation no agent wants to think about, but the death of a tenant is something many do face. Sharon Fox-Slater says the right response could save you and your landlords from confusion, stress and even legal problems. In an ideal world, no agent would ever be confronted with the death of a tenant…

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  • Photo of Mi casa es su casa: The insurance perils of sub-letting

    Mi casa es su casa: The insurance perils of sub-letting

    Increasing costs of living and high prices for rentals in desirable areas mean the idea of sub-letting is appealing for many tenants. And while many think this is just a matter between landlord and tenant, it’s important to consider the landlord’s insurer – as generally sub-letting is not covered. Sub-letting is where a tenant privately…

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  • Photo of Don’t let your insurance become a disaster

    Don’t let your insurance become a disaster

    What advice would you give to property investors, landlords and property managers impacted by a natural disaster? Natural disasters like bushfires, floods, storms and cyclones can not only cause widespread devastation, but also confusion. When a rental is caught up in a disaster, there can be a lot of uncertainty about how owners, tenants and…

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  • Photo of If it’s not dinner, then what’s cooking? Sharon Fox-Slater

    If it’s not dinner, then what’s cooking? Sharon Fox-Slater

    Australia's expanding illicit drug problem is having an ever-increasing impact on investment property owners, with a growing number of rentals being contaminated by meth. Along with contamination come accusations – squarely levelled at the agent – about how it was allowed to happen. There's a new headline every day, it seems, about the problem of…

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  • Photo of Cover Yourself: Sharon Fox-Slater

    Cover Yourself: Sharon Fox-Slater

    No matter how diligent an agent you are, sometimes issues arise and you can find a tenant or landlord accusing you of failing in your duties. This is where Professional Indemnity (PI) insurance is a safety net, protecting you from financial loss following a claim of negligence against you by covering your legal defence costs and damages…

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  • Photo of Legal liability at Airbnbs: Sharon Fox-Slater

    Legal liability at Airbnbs: Sharon Fox-Slater

    As we rocket towards the festive break, many landlords will be looking at tapping into the Airbnb juggernaut and offering their properties on shared accommodation platforms. But before they welcome guests, it’s imperative that the right landlord insurance is in place. In a heart-breaking incident, a four-year-old boy was killed at a property being rented…

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  • Photo of Spring open that little black book of tradies: Sharon Fox-Slater

    Spring open that little black book of tradies: Sharon Fox-Slater

    As the weather heats up, a little seasonal TLC at investment properties may be on the cards. Sharon Fox-Slater says now is a great time to get out your little black book of tradies and arrange some springtime maintenance. Spring is traditionally when property owners give their homes a good clean and refresh. The arrival…

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  • Photo of Preparing for bushfire season: Sharon Fox-Slater

    Preparing for bushfire season: Sharon Fox-Slater

    Bushfire season has just begun, but already there have been devastating fires across New South Wales, in Queensland’s Far North, near Darwin and in Western Australia’s Kimberley region. And as spring moves into summer, many other parts of the country will also brace for fires. For agents managing rentals in bushfire-prone areas, it is time…

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  • Photo of Do you want insurance with that?

    Do you want insurance with that?

    Upselling, value-adding and alternative income streams are all part and parcel of modern-day business. The business growth strategy du jour is ‘adjacencies’. Adjacency is a strategy where a company looks outside its boundaries for new sources of income, moving into related areas that use and reinforce its core business. In real estate, the most common…

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  • Photo of Going to the dogs: Sharon Fox-Slater

    Going to the dogs: Sharon Fox-Slater

    As new legislation in Victoria is set to see pets in rentals become the norm instead of the exception, Sharon Fox-Slater says the fear of damage might not be justified. With the Victorian Government tabling its ‘Fair Rent’ Bill in Parliament, the issue of pets in rentals is in the spotlight again. Amongst the 130…

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  • Photo of Are your listings at threat from meth contamination?

    Are your listings at threat from meth contamination?

    “Meth House of Horror!”, “Ice Epidemic!”, “Rental Properties Test Positive for Meth/ice”. The headlines are alarming and fuel widespread fears about meth contamination. Concerns are particularly prevalent in the rental industry, with stories about investment properties being used as clandestine laboratories or smoking dens, and subsequent tenants suffering ill-effects from exposure to the toxic residue.…

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  • Photo of Fiddling on the roof: Sharon Fox-Slater

    Fiddling on the roof: Sharon Fox-Slater

    We are mid-way through winter and many parts of the country are getting windy and wet (although unfortunately not the right places right now!) When wild weather descends, roofs take a battering – and many come off second best. At RentCover around 55 per cent of all storm damage claims we receive relate to roofs.…

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  • Photo of A game of drones: Sharon Fox-Slater

    A game of drones: Sharon Fox-Slater

    It wasn’t long ago that drones were developed only for military purposes. Today, remotely piloted aircraft systems (RPAS), or unmanned aerial vehicles (UAVs), are mainstream and flocks can be seen flying over local parks and beaches every weekend.But it’s not only enthusiastic families taking to the skies; real estate agents have been quick to adopt the technology. When the first commercial drones…

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  • Photo of Vacation rentals & insurance: Sharon Fox-Slater

    Vacation rentals & insurance: Sharon Fox-Slater

    For many landlords with property in cities and prime holiday locations, the lure of the short-stay accommodation market is strong. Some choose to rent their property to holidaymakers, others may look for a corporate lease. Some have their property available to rent all the time, and some switch, looking to cash in during peak season.…

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  • Photo of (Rental) House Rules: Sharon Fox-Slater

    (Rental) House Rules: Sharon Fox-Slater

    When it comes to Rental House Rules, rule number one is don’t DIY, cautions Sharon Fox-Slater. Seduced by the plummy tones of Laurence Llewelyn-Bowen (aka LLB) or the ocker Scottie Cam, the return of home renovation shows like House Rules and The Block is often a siren call to would-be DIYers. And while picking up…

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  • Photo of MVP: Why An Insurance Broker Can Be A Great Asset To Your Business: Sharon Fox-Slater

    MVP: Why An Insurance Broker Can Be A Great Asset To Your Business: Sharon Fox-Slater

    "You don’t know what you don’t know.” It might sound like an off-hand statement, but it is really at the heart of why real estate professionals should partner with an insurance broker to help them protect their businesses. The risks facing real estate businesses are diverse and insurance can be complex, which is why engaging the…

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  • Photo of A secure rental can mean a secure tenant: Sharon Fox-Slater

    A secure rental can mean a secure tenant: Sharon Fox-Slater

    One in 40 Australian homes are burgled each year, sending a clear message to landlords and agents about the importance of security at rentals, says Sharon Fox-Slater. Home burglary is one of the most widespread crimes in Australia with more than 300,000 break-ins recorded each year, according to the Australian Institute of Criminology. This sobering…

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  • Photo of Sharon Fox-Slater: When weather goes bad

    Sharon Fox-Slater: When weather goes bad

    Seven cyclones – Hilda, Irma, Joyce, Kelvin, Linda, Marcus and Nora – have battered communities across northern Australia in the last four months. Add in storms and flooding in Northern Queensland and numerous bushfires devastating properties in southern Australia, including parts of the NSW Far South Coast and south-western Victoria in the last couple of…

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  • Photo of How to protect your business from cyberattacks: Sharon Fox-Slater

    How to protect your business from cyberattacks: Sharon Fox-Slater

    Sharon Fox-Slater of EBM's RentCover explains how real estate businesses need to mitigate the risk of cybersecurity, with ransomware attacks and data breaches on the rise. It wasn't that long ago that the only Trojans we knew of were an ancient people who made the fatal mistake of accepting a gift of a horse from…

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  • Photo of Disaster season and landlord insurance: Sharon Fox-Slater

    Disaster season and landlord insurance: Sharon Fox-Slater

    Beaches, barbies, budgie-smugglers…and bushfires. The image of summertime in Australia may be one of sun-drenched beaches and swimming in warm water, carefree holidays and lazy days that culminate in spectacular sunsets, but sadly the reality does not always live up to that postcard image. The summer months are when our nation often bears the brunt…

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  • Photo of Insurance and the ‘share economy’

    Insurance and the ‘share economy’

    The number of people offering their homes on sites like Airbnb, HomeAway and VacationRentals is snowballing. There are now more than 115,000 Australian properties listed on Airbnb alone. What started out as an opportunity to rent a room for a couple of days and earn a few dollars has turned into a business for many…

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  • Photo of Sharon Fox-Slater: How Risky Is Your Business?

    Sharon Fox-Slater: How Risky Is Your Business?

    Cyber risks, public liability, management liability, strata and Director’s and Officers’ cover are just some of the insurances that any real estate business should likely be carrying, along with other covers like employment practices, motor vehicle cover, business travel insurance and workers’ compensation. Many agents have found, with increased risk around them, it really pays…

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  • Photo of One Small Dog

    One Small Dog

    DON’T LET ALL THAT TAIL wagging and cute fluffiness fool you! ‘One small dog’ is sometimes all it takes to strike fear into the hearts and minds of landlords and property owners everywhere. WHAT ON earth do you think that one small dog is going to do – trash the house?” That was the response…

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