Highland has announced the merger of its financial services with Balaton Financial, an industry-leading mortgage broker and debt advisory firm, marking a significant advancement in Highland’s end-to-end financial offering for clients.
The partnership brings together two well-established and highly recognised brands with strong alignment across values, capability and client focus.
Balaton Financial has ranked among the Top 100 broker firms in Australia for five consecutive years, underscoring its consistent performance, reputation, and leadership within the financial services sector.
Through the co‑branded lending solutions, Highland clients will gain access to a seamless, well-structured financial services framework, enabling a smooth and efficient lending experience from initial enquiry through to settlement.
The partnership will also deliver a distinctive advisory service focused on identifying financial optimisation opportunities and supporting sustainable, long‑term wealth creation.
“For investors in particular, loan structure isn’t just about repayments; it’s about portfolio strategy, tax efficiency, and what they’re able to buy next,” said David Highland, CEO of Highland.
“Having Highland’s market knowledge and Balaton Financials’ expertise working in tandem at that level is a genuinely differentiated offering where we are able to help build our clients wealth.”
The partnership is underpinned by strong cultural and brand alignment, with both organisations sharing a commitment to excellence, results, and long-term client value.
Managing Partner and Broker, Matt Pongrass is an experienced financial services specialist, having previously served as a Business Banker at Macquarie Bank, where he advised corporations and individuals on debt structuring, debt management, and property acquisition strategies.
The Balaton Financial team draws on deep expertise across mortgage broking, credit, banking and accounting, supported by a broad national network of lender and industry relationships to help clients achieve their wealth building goals.
The brokerage services clients across residential, commercial, business and SMSF lending.
“It was clear from my first conversation with David Highland that there was strong brand alignment,” Mr Pongrass said.
“Our mission has always been to drive exceptional results with an unwavering focus on excellence, making the creation of Highland Balaton Financial a natural extension of our core business.”
Highland has an annual turnover of $2.5-$3Billion with offices covering Sydney’s Eastern Suburbs through Highland Double Bay Malouf, Cronulla and the Sutherland Shire, the Inner West, the Southern Highlands, and the Gold Coast.
The group’s diversified portfolio also includes Highland Marine, a specialist boat brokerage, and Calico Marina, both located in Sydney’s southern suburb of Cronulla.
“Real estate and home finance have always been two sides of the same decision. Highland Balaton Financial, means our clients get expert property guidance and expert finance support from people who are already working together on their behalf.
“That’s not just convenient, it’s a fundamentally better experience for every vendor, purchaser, investor and landlord looking to refinance,” said Mr Highland.
“We are proud to partner with Highland, a nationwide leader in real estate, to create a co‑branded mortgage offering,” said Mr Pongrass.
“There is a compelling pipeline of opportunity that will facilitate growth in capability and innovation across our respective businesses. We are committed to complementing each other’s expertise and enhancing the client experience through a frictionless, integrated lending process.”
Together, Highland and Balaton Financial look forward to unlocking new opportunities, enhancing client outcomes, and setting a new benchmark for integrated real estate and financial services.